AI analysis
Understand possible reporting errors and the facts or evidence needed.
Your personal Credit AI workspace
AI analyzes your information and generates letter drafts. You supply the facts, review your packet and decide what to send.
Get personal access$30/month for LPS Network access, including Credit Manager. Mailing costs extra.
Prepare online. Review your packet. Have it printed and mailed for you.
You stay in control
Understand possible reporting errors and the facts or evidence needed.
Create drafts from your information. You review and approve every letter.
Attach PDFs and photos to your dispute packet.
Preview the complete PDF and confirm that your information is accurate.
Choose First Class or Certified Mail, with optional electronic return receipt.
Refresh delivery status and paste bureau replies for AI explanations.
LPS Network provides self-service software and educational tools. We do not act as your credit repair agency, negotiate with creditors on your behalf, provide debt consolidation, or settle your debts.
Your membership pays for access to the site and its tools—not a promised credit outcome. You provide truthful facts and evidence, review AI output, and authorize your own mailings. AI can make mistakes. We do not offer legal advice or guarantee deletions, score increases, or approvals.
The Fair Credit Reporting Act gives you the right to dispute inaccurate or incomplete information in your credit reports. You can dispute directly with credit reporting companies and information furnishers without buying a membership.
Our tools help you organize and prepare your own disputes. Accurate negative information is not automatically removable just because you dispute it.
Read the CFPB’s dispute guide →Join the affiliate program, share your personal referral link and track qualifying membership referrals. Recurring commissions are tied to eligible paid renewals—not simply to recruiting people.
Explore the affiliate programDirect-referral illustration
20% of eligible renewals
$30 paid monthly renewal × 20% = $6 per qualifying direct referral.
Illustrations, not earnings promises. Commissions depend on attribution, successful payments, current program terms and payout eligibility. Cancellations, refunds and failed payments affect earnings. Mailing fees are separate. Affiliate terms
Start here
$30 / month
LPS Network membership includes Credit Manager and site tools. Billed monthly starting at checkout; renews until canceled. Manage cancellation through Subscription. Printing, postage and optional mailing extras are charged separately before each mailing.
No credit report, Social Security number or card details are collected in this registration form. Payment details are entered at Stripe checkout.